Showing posts with label penalties. Show all posts
Showing posts with label penalties. Show all posts

Saturday, 8 June 2024

Dispute Resolution 101: Make it a reasonable and respectful appeal to their good nature

The sweet fragrance of language

Just a few hours after someone suggested that the way I write is ornate, I had to dig into the reserves of that sometimes flowery and elegant use of the English language to dispute a penalty fine and write an appeal.

As I was about to pay for a service yesterday, I found that my bank card had been blocked, a penalty fine had been applied to my account that my bank in their probably aggressive fraud checks decided was questionable, so they held up the transaction and blocked my card.

Looking up what had happened, our local transport service provider had applied a penalty charge on my card for my journey back home from the hospital, I got a bit emotional.

Banking on prudent checks

My bank sent a text message early in the morning to ask if I recognised the transaction, I knew the vendor, but I did not recognise the one-handed cash grab, something inadvertent had happened, and this was grounds for appeal.

I disputed the charge, called the bank and at the third time of asking the obsequious and unintelligent bot, it handed me over to a human being. It eventually realised, “Can I speak to a human being?” meant just that.

The bank with their layers of security and protocols lifted the pending charge but said I must contact the vendor and be ready to prove that I had done that as part of the dispute resolution process. My card was unblocked, and then I logged on to the vendor site to address the matter of penalty fares.

Circumstances are part of the story

My visit to the hospital left me a bit troubled but I also wanted to stop along the way back home to do some shopping. Using my phone, I tapped the contactless reader at the beginning of my journey and disembarked at the next stop. 

That was where I had forgotten to tap out for that journey. 30 minutes later, after doing my shopping, I was back at the same stop where I tapped in again and remembering my earlier mistake, I tried to tap again, but the system indicated I was tapping in twice.

I boarded the tram and at the following stop ticket inspectors got on and checked passengers for evidence of valid travel tickets for their journeys, my phone bleeped their device and I thought that was the situation resolved. I then tapped out at my destination and walked home. The penalty charge of £60 came 2 days later.

The scaffolding of an appeal

Thankfully, my phone records the exact times of tapping the contactless reader, with all the series of taps documented. After filling in the mandatory fields on the vendor website, these were the characteristics of my appeal and dispute.

  • I shared the circumstances and my state of mind after my hospital visit.
  • I logged every instance of using the contactless reader and agreed that I might have forgotten to tap out at the first stop out of the distraction indicative of my hospital visit.
  • I then detailed all the other encounters before appealing that these were extenuating circumstances to rescind both the penalty fine and any further proceedings related to the journeys of the said day.
  • I closed my appeal by thanking them for their understanding.

Appeal by appealing to their good nature

Now, I have seen appeals and disputes written by some rather more erudite and learned people than me, everything suggested their appeal would not be successful for many reasons. They were angry, ranting and raving about the system, projecting their superiority and emotions into their arguments, and making demands and threats.

The whole reason for an appeal is to appeal to the good nature of whoever might read your disputation. You do this respectfully knowing they have a job to do, you invite them to walk in your shoes, so they are persuaded to see things from your perspective and engage others if there is an escalation, to agree with your viewpoint.

You appreciate what they do and ask for their consideration of what you desire, a refund without dragging out the dispute, then close the appeal with thanks.

Do what works not what rankles

The art of effective communication is in the use of language and the appreciation and respect of the reader. It has worked for me in many places, at work, in business, and in my general writing, especially for formal communication. Deploy the skill deftly.

When I need to be fierce, ranting, debunking, condemning, and excoriating, that only applies to other issues where I am not seeking a dispute resolution in an appeal process.

Yes, my appeal was successful, I will be refunded the penalty charge, that is what I wanted to achieve and nothing more. The lesson is that the tap-in tap-out system works best when there are barrier gates at the entry and exit points, else, if you forget, the system is not as forgiving as you might expect.

The person who reviewed my appeal did say, “As it appears you intended to touch in for this journey, we have upheld your appeal on this occasion. We will shortly be refunding £60 to your account and recalculate your charges for the day to what you would have paid had the correct touches been made.” They came onside and were amenable to my wishes. That is what matters.

Tuesday, 5 August 2014

Simplicity in the bric-a-brac house

Not exactly true
The cost of simplicity is sometimes not evident. You find yourself weighing options at the point of entry hoping that having others bear the cost would save you lots in the long run.
The lesson, hard as it might be is that one should be ready to face certain costs so as to avoid other incidental and unexpected costs.
It came fully furnished, at least that is what gave it the premium rate and the inventory looked like an easy task of view, count and note.
Things falling apart
Nothing could be further from the truth, first it was the scales that could not be reset to zero; it was broken. Bread out of the bag for toast and the toaster fell apart, the warning being don’t plug this in.
The dawn broke and the thirst for tea had Polly reaching out to put the kettle on, there was no point waiting for Sooty to put it off again, the screws holding the lid were out, the attachment broken and the handle far from handling the jug. Water in this would be the difference between the finesse of elocution and the suddenness of electrocution. Time for replacements.
Up the stairs, three steps in all, a rumpled shirt needed ironing. With the choice of one of four irons, you wondered which one was wired to blow the fuse, but before that, reach out for the ironing table and notice that it is a paraplegic, the legs broken off.
Suction lost
Looking down from that is the vacuum cleaner, parts everywhere and none fitting together, it might have gone to war, lost a limb and an eye, maybe more, but there was nothing to walk with this kit.
Welcome to the house of bric-a-brac, it has everything, yet nothing you can use and that list does not end there, but the quest for simplicity continues.
Their fault will cost you
What about a television? Let’s get one delivered in 1:45 hours, the offer says, and so an order goes in and money goes out. 12 hours later, you learn that you were on the unfortunate side of a computer error or technical problem.
No anger, no frustration, just perplexity as a new time is arranged for the delivery and an email lands in your inbox with all the details, only that it appears you are being changed an extra 60% for a service they did not deliver, in the first place.
The time for a torrent of expletives is nigh and no opprobrium should ensue, but calmly after 8 phone calls all before 10:30AM, everything seems to have been sorted out, or so it seems.
The cost of simplicity is simply the fact that many things are not as simple as they seem at first sight.


Tuesday, 1 May 2007

No moaning for Moaning-ho

Decided on penalties

I guess the best thing is to use some of the mature football parlance from Chxta's commentaries.

The first UEFA Champions League semi-final was decided a few minutes ago between Liverpool and ¢h€£$k¥ (Chelsea) on penalties.

Now, the ¢h€£$k¥ coach Jose Moaning-ho (Mourinho) is a complete windup merchant, his statements and commentary are controversial, mischievous and sometimes scandalous.

The last couple of weeks he has been moaning about Manchester United always winning penalties for football infringements and those that should favour ¢h€£$k¥ are overlooked, ignored or dismissed by referees.

Somehow, the FA in the person of the headmaster of football must be fed up of putting Moaning-ho in detention for his windups and outbursts.

Really decided on penalties

So, today, the match ends in a 1-1 aggregate score and after extra time ¢h€£$k¥ have 5 penalties offered to them without dispute or rancour. Moaning-ho chooses 5 of his best available players and only on scores in 3 attempts as Liverpool puts through 4.

Now, I am not one to kick a man when he is down, but Moaning-ho is a man ripe for more than a kicking, I cannot imagine the number of people who would have rejoiced at the drubbing of ¢h€£$k¥ - one out of possible 4 trophies is out, they are now level pegging with Manchester United who are expected to make it to the final against Liverpool in Athens in a few weeks time.

As for Moaning-ho, he would not know when to shut up even if you had a marrow jammed into his gob and egg on his face - he cries foul about penalties and when he gets the penalties, he flunks the whole thing.

Did I notice the Dutch being the winners for Liverpool (Zenden & Kuijt) and the losers for ¢h€£$k¥ (Robben)?

Saturday, 1 July 2006

The World Cup now bores me

No goals for this year anymore

And so the level of concentration regarding World Cup 2006 moves into the realm of disinterest and detachment as the one one main purpose of engagement falls by the wayside. 1966 would remain our greatest moment in football till 2010.

I would suggest that England did acquit themselves well seeing that being reduced to 10 men did not leave us too vulnerable to the Portuguese attack machinery. However, Rooney's red card leaves me wondering how he would have stepped out of that melee without giving the poor guy's crown jewels a bit of a foot massage.

It also brings to mind David Beckham's red card against Argentina in France when being felled he gave an ankle kick to an Argentine, and the absence of the play-maker lost us the match. We need both talent and cool heads in football, that should be a lecture given by Gary Lineker - a man never booked and winner of fair play awards.

Probably the wrong referee selection

I would not question the integrity or vigilance of the referee but I do have my issues with the choice of referee and I think this was wrong.

Much as it is almost a generation since England went to war with Argentina and we have re-established diplomatic ties with the same country, it would be naive to think all is forgotten and forgiven such that no one involved in the World Cup can be compromised.

Add to that the fact that the referee's home country had only been knocked out the day before amidst the hopes and expectations of many - you suddenly have the makings of something that could go awry, I'm only human, so is the referee, you really cannot divorce history for the context of today's events. It did not pass my notice that the dives and gymnastics of the Portuguese went unsanctioned.

Well, the verdict would be left open on that matter.

In the end, I must commend the Portuguese keeper who combined reflex and agility to save a few penalty kicks and intimidated Jamie Garragher well enough that he kicked the ball straight into the keeper's hands.

It is a shame that England have not mastered the game of penalty kicks and we have always fallen at this stage and twice now to Portugal, simply, if our game is not going to improve we need to apply technique and psychology to this problem which will haunt us every championship games we attend.

South Africa is the next call

Now, as I have been jubilant with England's success, I have to find ways of disengaging and detaching myself from the negative pall of defeat as we look forward to 2010 when I hope that both England and Nigeria would be available to display legendary talent.

Meanwhile, as France plays Brazil, let us hope 2006 would be a year of European football in the expectation that all South American influence and football hubris can be put paid to today.

Now, in need of a medium rare steak and Paris is the place to get a decent one.